Quatras Politicas, A Muslim suggestion on how the West can end its debt crises

What is it, Westerners should let go of, in order to become a less indebted society? That would be the fear of self-reliance; the exaggerated specialization; the fear of individualism; the fear of small-scale; the fear of humble labor. Is there a thing as humble labor, anyway. They should let go any glorification of co-operation and doing things 'together'. All-in: Developing a more positive, proud concept of human nature, and their own populations, in general. Many, many nations on this Earth, have survived with small governments that don't plan an entire economy and have less bureaucracy, though their people have had to rely on their own capcacity to take care of their families and property. This is possible, because individual citizens are allowed ownership more than food, cloths, furniture, books, and decorations only. They can inherit their family home, or family business, and the land on which it is built, without having to pay huge taxes. They are allowed to build their own home and business, even if it's only as simple as a tent of a shed. They are allowed to be self-reliant and humble, in other words. Let's remember, that a humble start, even more so with family or neighborhood support, may very well grow and develop into sophistication. The West should, really, abandon centralized housing and real estate. It's former colonies, such as countries in the Islamic world; Africa; Latin America; Asia, have carried out landreforms, in many cases. They dismantled large landownership and gave the land back to those who live and work on it: The average citizens. It's true, that this hasn't always been a peaceful process. Zimbabwe is example of a country that made the right choice at great cost and with much bloodshed. They should have allowed white landowners a reasonable patch of land for themselves, like everybody else, and others could have put their expertise to good use. This is a valid question to ask. Yet, Zimbabwe made the right choice, towards genuine independence, in spite of the difficult transition it no doubt had to go through.

Arriving at sophistication, starts with hard work and building experience, and it can't always be delegated to others. The fashion industry is a good example. It's for a reason, that some Asian peoples are the world's clothes manufacturers: They realize, good clothes come with a price, which is hard labor and gaining skill, in small-scale business. In the West, many people receive several years of education to become a fashion designer, but what happens, after they finally get their degree...? Usually, they haven't got a clue, how to produce and sell the cloths and other fabrics they design. And end up doing something, they weren't educated for. Such a pity! This is, because actual production, is an overlooked aspect in all those years of education. The West should arrive at a better balance between education and gaining skills in work. This needn't be cruel or abusive. More manual work and more trading skills, would be needed in this example. Humility, is overlooked.

What kind of society and governance, will land reform lead to? 

It will lead to a society with more personal freedoms. That, is sure. But, also, with more personal responsibility. One may choose between producing themselves, or buying. It will create markets with many participants, both suppliers and buyers. Prices will lower. There's more space for competition. There will be healthy chaos: The chaos of an active and roaming population. This can be an envigorating force in society. People are allowed to develop themselves freely and keep more benefits to themselves. And because they don't have to pay half their earnings to the state, or more, they can also affort to not work. Those who own a  modest estate, can afford to reduce their work efforts. This is beneficial in times of illness, and may lead to more modest spending. Or, if they want to spend time and effort on another business, job, or hobby, as well. This, is good. It may lead to less stress -- whereas Westerners can't easily take a break from work, because they live in debt.

A society with small-scale ownership, needn't be a society wholly without regulating or protecting government. Government can be smaller. Also in a society with less difference between those who own nearly everything and those who own nothing but debt, 'Satan is still roaming'. There still is crime and abuse. And, there may be threat from abroad. Further, there's always a (small) group of forgotten people, without help. So, a government is needed. Government exists to make sure, that existing legislation for economic life, is carried out. That those who enherit, buy, own, sell, initiate, produce, etc, indeed get what they are entitled to. That truthful standards are maintained. For instance, that people indeed sell the product they say it is, in quality and in quantity, and that sanctions exist to those who transgress. A product can be an apple, but also a complete college education. Government is there for those jobs that can't have owners: Communal tasks, such as infrastructure, the military, protection of the environment, geographical planning, maintaining law and order. Government is needed for those tasks, where the private sector cannot always step in. It needs to take care of those vulnerable people (and other creatures) who have nobody to take care of them. It's good, that state education and health care exist. But, is it necessary to keep all education and health care in state hands? I'd say, it isn't. Quality of institutions, isn't always a matter of size or finance, nor of private versus public. So, a society with small-scale ownership, will still need taxes and bureaucracy, but considerably less than in the West. Not an entire people, needs to be kept hostage by the sheer thought, that there's always a small group of truly vulnerable people who need protection. That thought, is neglected in the West.

There will be a sharper separation between public and private tasks. Also that, is a good thing. Montesquieu invented trias politicas: A separation between legislation, governance, and justice. This plan isn't completed, yet. Montesquieu was child of a feudal society. Not even the French Revolution, has ended the feudality, for the French and other Westerners. 

Hence, why not introduce a fresh concept: Quatras Politicas. Legislation, Governance, and Justice belong to the State, and Business, Residence, and Production belong to the Citizens :) @}}- A sharper separation between citizens and state in economic life, will lead to bringing back tasks to those where they naturally belong: The direct users and producers. It will lead to market balance, because monopolies and oligopolies will be broken. Markets will have many participating suppliers and buyers. Such market can be called a poligopoly. Prices will lower; choice will multiple; there will be freedom of choice. And, specialization needn't end. Those who are trained for the job, will have success in their efforts. So at the individual's level, specialization will continue. But, it may also be easier, to have other, extra activity, as a backup. There will be more separation between public and private money flows. The advantage is, that public debt has smaller impact on the private sector. State money creation stays within a smaller circle. Now, Westerners have lost sight of everything that matters to them, because there's huge conflict of interest between public and private tasks. And high taxes, make state money creation indispensable. The state would swallow its own citizens, otherwise.  Government is everything, does everything, either directly, or through privatized institutions, that have one owner only: Government. Noted should be, that not all Western nations are full feudalities, or welfare states. South European nations have much small-scale ownership and business, have a smaller welfare state, and lower taxes.

Also in democratic systems, government needs to go back to where it belongs: In the ivory tower. Better said, there won't be ivory towers. Three of the angles in the squares representing our countries, where we live, work, surrounded by nature, will be ivory offices at equal level.

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